AA Car Insurance: Policy Summary
| AA Common Product Increased benefits for Members (AXA, Allianz, Aviva & RSA policies) |
Benefit (AA Commone Product) |
Benefit (Liberty Policies) |
| Driving of Other Cars* |
Fully Comprehensive |
Third Party Only |
| Sat Nav / Mobile Phone effects increased to |
€750 |
X |
| Replacement Locks and Alarms |
€1500 |
X |
| Policy Features |
AA Motor |
AA Value |
Liberty Policy |
| Lifetime Glass, Theft and Fire NCD Protection |
Unlimited
|
Unlimited (Comprehensive policy only)
|
X
|
| STEP BACK** NCD YEARS |
3 years
|
X
|
3 years
|
| No NCD |
X
|
Yes
|
X
|
| Windscreen/Glass Breakage |
Unlimited if an AA approved repairer is used. Alternatively, €225 limit
|
Unlimited if an AA approved repairer is used. Alternatively, €225 limit
|
2 claims per insurance year (€25 excess)
|
| Driving Other Cars |
Yes (if over 25 years old with full licence)
|
No
|
Yes (Full Licence Drivers - Please refer to Cert)
|
| Courtesy Car+ |
Max 10 days
|
None
|
Up to 5 days (only if car is stolen)
|
| Fire Brigade Charges |
€1000
|
€1000
|
€2200
|
| Replacement Locks and Alarms |
€1000
|
None
|
Loss of Keys (up to €850)
|
| Foreign Travel (not incl. ROI & UK) |
60 days
|
60 days
|
Up to 93 days in any one period of insurance
|
| Child Car Seats |
€500
|
X
|
X
|
| Misfuel |
€500
|
X
|
X
|
| Sat Nav/Mobile Phone/Personal Effects |
€500
|
X
|
Audio equipment, radio receivers & Sat Nav equipment Up to €635
|
| Car Valet after a claim |
Once an AA approved repairer is used
|
Once an AA approved repairer is used
|
X
|
| Optional Cover |
AA Motor |
AA Value |
Liberty Policy |
| NCD Protection (Claims in 3 years)*** |
1 unlimited claim in 3 year period
|
X
|
1 Unlimited Claim in a policy year
|
| Open Drive |
Yes (25-70 years old with full licence)
|
Yes (25-70 years old with full licence)
|
Yes for (25-70 years old with full licence & lower powered car)
|
This is a summary of AA car insurance.
Features & Benefits Documents
To see a full list of the terms and conditions please refer to our policy booklets below: AXA, Allianz, Aviva & RSA: AA Common Product Policy Booklet
Liberty Policy: Liberty Policy
*Acceptance criteria, terms and conditions apply.
**Step Back Bonus Protection means that if you make a claim your No Claims Bonus will be stepped back by3 years, e.g. from 5 years to 2 years.
***Full No Claims Discount Bonus protection means you can incur one third party or own damage claim, amount unlimited, (in a 3 year period for AXA, Allianz, Aviva & RSA policies / in 1 policy year for Liberty policies) without any loss of No Claims Discount. Full No Claims Bonus protection is an optional extra and subject to acceptance criteria.
+A courtesy car for up to 10 days & car valet are provided once the insurer's approved repairer is used following a valid fire, theft or accidental damage claim